CREDIT SAISON

Integrated Report

Credit Saison Integrated Report 2022

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Published on January 2023
Financial Results of FY2021

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Vision
  • ■Credit Saison’s New Challenges
  • ■Contents/Editorial Policy
  • ■A History of Reforms and Challenges
  • ■Interview with the CEO
  • ■Value Creation Stories
  • ■The Five Businesses
Strategy
  • ■Interview with the COO
  • ■Retrospective Overviews of Past Medium-term Management Plans
  • ■Overview of the New Medium-term Management Plan
  • ■Growth Strategy (1): Establish the Saison Partner Economic Zone and Reinforce Business Coordination within the Group
  • ■Growth Strategy (2): Revitalization of the Payment Business
  • ■Growth Strategy (3): Promotion of Healthy Growth and Expansion into New Fields for the Finance Business
  • ■Growth Strategy (4): Acceleration of Global Business Expansion
  • ■Global Strategy: Interview with the Director in Charge
  • ■Financial Capital Strategy: Interview with the Executive Officer in Charge
Special Feature
  • ■CSDX Strategy: Interview with the Director in Charge
  • ■The CSDX Strategy as the Platform for Supporting the Entire Group
Sustainability
  • ■Responses to Risks/Opportunities
  • ■Sustainability of the Credit Saison Group
  • ■Response to Climate Change (Information Disclosure Based on the TCFD Recommendations)
  • ■Environment
  • ■Human Rights
  • ■Human Resource Strategy: Interview with the Executive Officer in Charge
  • ■Human Resources
  • ■Contributing to a Safe, Secure, and Convenient Cashless Society
  • ■Information/Cybersecurity
  • ■Coexistence with Local Communities
  • ■Three-way Discussion on Sustainability Governance
  • ■Corporate Governance
  • ■Messages from Outside Directors
  • ■Board of Directors/Audit & Supervisory Board Members/Executive Officers
Data Section
  • ■11-Year Summary of Selected Financial Data
  • ■Segment Highlights/ 5-Year Non-financial Data
  • ■List of Affiliated Companies
  • ■Corporate Information/ Investor Relations Information
  • ■Responsible Officer’s Guarantee/ Editor’s Postscript

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*Published as a company guide until 2019.

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