- Management Philosophy
- Credit Saison’s History of Business Transformation and Value Creation
- Value Creation Process
- Six Types of Capital
- Message from the Chairman
- Message from the Executive President
- Message from the Executive Vice President
- Transforming the Business Portfolio
- Overview of the First Year of the Medium-term Management Plan
- Second Year of the Medium-term Management Plan: Implementing and Verifying Efforts Aimed at Sustainable Growth
- Human Resource Strategy: Interview with the Executive Officer in Charge
- CSDX Strategy: Interview with the Executive Officer in Charge
- Sustainability
Credit Saison’s History of Business Transformation and Value Creation
The dawn of the Saison Group’s philosophy and culture
Credit Saison began in May 1951 as Midoriya Co., Ltd., a department store that sold products on a monthly installment basis.
Midoriya joined the Seibu Distribution Group (later the Saison Group) due to a deterioration in its management in the 1970s and after entering a second establishment period transformed into a credit card company. Seiji Tsutsumi, the founder of the Saison Group, foresaw the growth of consumer demands after the needs for food, clothing, and shelter had been satisfied following World War II. Mr. Tsutsumi advocated an “integrated lifestyle industry” to promote distribution reform by expanding business to all areas of daily life while leading the consumption culture. “Always paying attention to the customer and providing society with new innovations” —this idea is at the heart of the Saison Group.
Credit Saison began in May 1951 as Midoriya Co., Ltd., a department store that sold products on a monthly installment basis.
Midoriya joined the Seibu Distribution Group (later the Saison Group) due to a deterioration in its management in the 1970s and after entering a second establishment period transformed into a credit card company. Seiji Tsutsumi, the founder of the Saison Group, foresaw the growth of consumer demands after the needs for food, clothing, and shelter had been satisfied following World War II. Mr. Tsutsumi advocated an “integrated lifestyle industry” to promote distribution reform by expanding business to all areas of daily life while leading the consumption culture. “Always paying attention to the customer and providing society with new innovations” —this idea is at the heart of the Saison Group.




