Credit Saison’s History of Business Transformation and Value Creation

Credit Saison’s History of Business Transformation and Value Creation

The dawn of the Saison Group’s philosophy and culture

Green House, 1951

Credit Saison began in May 1951 as Midoriya Co., Ltd., a department store that sold products on a monthly installment basis.
Midoriya joined the Seibu Distribution Group (later the Saison Group) due to a deterioration in its management in the 1970s and after entering a second establishment period transformed into a credit card company. Seiji Tsutsumi, the founder of the Saison Group, foresaw the growth of consumer demands after the needs for food, clothing, and shelter had been satisfied following World War II. Mr. Tsutsumi advocated an “integrated lifestyle industry” to promote distribution reform by expanding business to all areas of daily life while leading the consumption culture. “Always paying attention to the customer and providing society with new innovations” —this idea is at the heart of the Saison Group.

Founder

Green House, 1951 Founder Credit Saison began in May 1951 as Midoriya Co., Ltd., a department store that sold products on a monthly installment basis.
Midoriya joined the Seibu Distribution Group (later the Saison Group) due to a deterioration in its management in the 1970s and after entering a second establishment period transformed into a credit card company. Seiji Tsutsumi, the founder of the Saison Group, foresaw the growth of consumer demands after the needs for food, clothing, and shelter had been satisfied following World War II. Mr. Tsutsumi advocated an “integrated lifestyle industry” to promote distribution reform by expanding business to all areas of daily life while leading the consumption culture. “Always paying attention to the customer and providing society with new innovations” —this idea is at the heart of the Saison Group.

TOP > IR・Investor Relations > IR Library > Integrated Report 2025 > Initiatives for the Future > Credit Saison’s History of Business Transformation and Value Creation
History
Credit Saison in numbers
Global Business
Finance Business
Payment Business