Our affiliated companies conduct businesses in the area of Payment, Finance, Real Estate related businesses, each of which is directly connected to the customers.

Main Consolidated Subsidiaries

	Omnibus K.K.	Internet advertisement agency business, marketing consulting business
	CASALAGO CO., LTD.	Import and sales of lifestyle goods
	KURASHINO SAISON Co.,Ltd.	Cleaning, security, property maintenance services
	Concerto Inc.	Amusement services, amusement business, real estate rental business
	SAISON ASSET MANAGEMENT CO., LTD.	Asset management
	SAISON PARTNERS CO.,LTD. Major operating companies: 　SAISON COLLECTION SERVICE CO., LTD. 　Saison Personalplus Co.,Ltd.	Management of subsidiaries such as debt collection agencies, and other related operations
	Saison Fundex Corporation	Real estate financing business, credit guarantee business, and personal loan business
	Saison Ventures Co., Ltd.	Identification and investment in startups
	Saison Insurance Service Inc.	Life/non-life insurance agency business
	Saison Realty Co.,Ltd.	Comprehensive real estate business
	Motionpicture Co.,Ltd.	Provision of online ticket system and payment services associated with the system
	Wine&Wine Culture Co.,Ltd.	Operation of the SAKURA Japan Women's Wine Awards and provision of training for popularizing wine
	Kisetsu Saison Finance（India）Pvt. Ltd.	Digital lending business in India
	PT. Saison Modern Finance	Digital lending and lease business in Indonesia
	Saison Capital Pte. Ltd.	Investment business in oversea startups ※Saison Capital’s investment business includes token investment made by Saison Crypto Pte. Ltd.
	Saison International Pte. Ltd.	Overseas business development and international headquarters
	Saison Investment Management Pte. Ltd.	Offshore lending business in emerging countries
	Credit Saison Brazil Participações Sociedade Limitada	Digital lending business in Brazil
	Credit Saison Mexico S.A. de C.V., SOFOM，E.N.R.	Digital lending business in Mexico

Major Equity-Method Affiliates

	Eplus Inc.	Tickets sale
	Idemitsu Credit Co., Ltd.	Credit card business, prepaid card business, finance business
	Shizugin Saison Card Co., Ltd.	Credit cards and credit guarantees, prepaid card business
	Saison Information Systems Co., Ltd.	Information processing services
	Saison Business Support,Inc.	Sales agent for payment and finance products and sale of information security and office disaster prevention related services, etc.
	Seven CS Card Service Co., LTD.	Credit card business
	Daiwa House Financial Co., Ltd.	Credit card business, loaning business, and cashless payments promotion business
	Takashimaya Financial Partners Co., Ltd.	Credit card business, insurance business, investment trust business, and trust business
	Yamada Financial Co., Ltd.	Credit card business
	ReSAISON Co., Ltd.	Recirculation and recycling through repatriation and sale of assets and material recycling
	Resona Card Co., Ltd.	Credit cards and credit guarantees
	CASM, Inc.	Marketing business utilizing credit card payment data, etc.
	Fintertech Co.,Ltd.	Loaning business (crypto-assets and mortgage collateral), cloud funding business, and Nagesen (online tipping) SaaS business
	HD SAISON Finance Company Ltd.	Finance business in Vietnam
	Julo Holdings Pte. Ltd.	Digital lending business in Indonesia
	Siam Saison Co., Ltd.	Provision of digital credit and settlement services in Thailand
	STOCK POINT, Inc.	System development and services related to stock-price-linked bonus point management

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  Sustainability