Credit Saison has set a vision for 2030, which reads, "GLOBAL NEO FINANCE COMPANY – A global comprehensive life services group with finance as our core." We aim to achieve both the resolution of social issues and our sustainable growth through finance. The achievement of this vision is inseparable from the resolution of social and environmental issues, and sustainability is our growth strategy. We believe that our mission as a company is to continue providing value to society through our business.
Currently, we are advancing selection and concentration and the transformation of our business portfolio under our medium-term management plan. The driving force behind this is the spirit of creative destruction we have preserved since our foundation. Moving forward, we will establish a competitive advantage and improve the customer experience by positioning DX and AI as not just means of increasing business efficiency, but also the foundation supporting our decision-making and business operations. In addition, we will combine financial and life services by building the Saison Partner Economic Zone in cooperation with our partners with whom we share values to drive the creation of new value and solve our customers' issues.
I think that ESG is not a temporary trend. It is a precondition for sustainable corporate management, and it should be positioned at the core of management. Credit Saison is responsible for finance and settlement operations, which are a part of social infrastructure, and delaying ESG initiatives will never be permissible from the perspective of medium- to long-term credibility and risk management.
On the environmental front, we regard climate change risks and opportunities as key issues in our management strategy. Accordingly, we are accelerating our actions, including the formulation of a climate transition plan aimed at achieving net zero emissions by 2050.
On the social front, in our global business in India, Brazil, and other countries, we are providing people and companies who are unable to receive sufficient financial services with new opportunities through loans under the spirit of financial inclusion that has been a part of our DNA since our founding. These initiatives are important drivers that enable us to achieve growth and create social value at the same time. We see social issues not only as risks but also opportunities to create new value, and we will resolve these issues through our finance business.
We also believe that it is important to see the diversity of individuals, in terms of their experience, capabilities, and values, as the source of innovation at companies and the basis for their competitiveness, and it is important for management to consciously maintain a system that supports diversity.
Further, we position information security and cyber risk management, in addition to the reinforcement of our highly transparent governance system and ensuring compliance, as critical management tasks that are the foundation to support the above initiatives, and we are increasing the sophistication our risk management system accordingly.
Moving forward, we will remain committed to achieving a sustainable, prosperous society and enhancing our corporate value over the long term through dialogue and co-creation with our stakeholders.