Transforming the Business Portfolio

Transforming the Business Portfolio
Overview of the First Year of the Medium-term Management Plan
Second Year of the Medium-term Management Plan: Implementing and Verifying Efforts Aimed at Sustainable Growth

A DNA of facing challenges and initiating reforms aimed at 2030 and beyond

Driven by its DNA of facing challenges and initiating reforms, something that has been a part of the Company since its founding, Credit Saison ceaselessly generates innovation through its customer-centric thinking and partnerships while balancing business portfolio transformation with growth acceleration. The Payment Business, which is grounded on premium strategies; the Finance Business, which is centered on the Credit Guarantee and Real Estate Finance businesses, and the Global Business, which is underpinned by activities in India, Brazil, and Vietnam, are seeking to achieve business transformation. At the same time, every effort is being made to strengthen human capital in a way that encourages employees to take on challenges and to evolve. This is all while bolstering employee growth and the management base through the CSDX Strategy, which seeks to apply digital technologies as a means of business innovation and transformation. Through the power to create value in a way that does not fear change, Credit Saison will work steadily to realize its vision of becoming a “GLOBAL NEO FINANCE COMPANY.”

Our vision for 2030

Transforming the Business Portfolio