Credit Saison's visions
Medium-term Management Plan

Our Group has established “GLOBAL NEO FINANCE COMPANY – A global comprehensive life services group with finance as our core –”  as its vision for 2030, and we are actively working to achieve the goals of our mid-term management plan through the fiscal year ending March 2027.

Our Vision for 2030

GLOBAL NEO FINANCE COMPANY

– A global comprehensive life services group with finance as our core –

Going forward, Credit Saison will not remain a simple finance company, but will create global synergies in the “Saison Partner Economic Zone,” through partnerships based on customer needs.

01

domestic/overseas In the target customer group Demonstrates presence

02

Provide comprehensive life services with financial services as our core

03

Achieve recognition as global finance business player “Saison”

Mid-Term Management Vision (FY2024-26)

Based on our “Mid-Term Management Plan” (covering the fiscal years ending March 2025 through March 2027), which begins in fiscal year 2024, we are working to enhance corporate value by implementing growth strategies for each business segment and improving capital efficiency. Thanks to steady progress in implementing our strategies, we have achieved the FY2026 consolidated business profit target of “100 billion yen” —set at the outset of the plan— one year ahead of schedule.In light of this, and taking into account our future growth outlook, we have revised the FY2026 target upward to “110 billion yen.”

Mid-Term Management Vision (FY2024-26)

Planned increase in business profits

Business Profit / ROE Outlook

  • ・ Create a pathway to achieving ROE of over 10% during the next medium-term plan period (from FY27)

Planned increase in business profits

Approach to increasing corporate value

Approach to increasing corporate value

Shareholder Returns

  • ✔ FY25: Expecting 130 yen per share, which marks a 5th consecutive year of dividend increases (in line with initial forecast)
  • ✔ FY26 forecast: Expecting increased sales and profit, year-end dividend is expected to be 160 yen per share, an increase for the sixth consecutive year

Shareholder Returns