Credit Saison's visions
Medium-term Management Plan

Our Vision for 2030

GLOBAL NEO FINANCE COMPANY

– A global comprehensive life services group with finance as our core –

Going forward, Credit Saison will not remain a simple finance company, but will create global synergies in the “Saison Partner Economic Zone,” through partnerships based on customer needs.

Mid-Term Management Vision (FY2024-26)

Credit Saison has prepared a mid-term management plan (April 2024 – March 2027) beginning in FY2024.
With this medium-term management plan, we aim to improve corporate value, through growth strategies and improved capital efficiency in each business, to achieve target consolidated business profits of over 100 billion yen and an ROE of 9.5%.

Planned increase in business profits

Business Profit / ROE / EPS Outlook

• ・ Create a pathway to achieving ROE of over 10% during the next medium-term plan period (from FY27)

Approach to increasing corporate value

Shareholder Returns

In the mid-term management plan (FY24-26), we are maintaining a policy of stable and consistent dividends, with a target dividend payout ratio of at least 30%
FY24：Plans to increase the ordinary dividend by 10 yen from the most recent year-end dividend forecast to a year-end dividend of 120 yen per share.
FY25 forecast：Expecting increased sales and profit, year-end dividend is expected to be 130 yen per share, an increase for the fifth consecutive year and about three times the level of five years ago.