Our Vision for 2030
GLOBAL NEO FINANCE COMPANY
– A global comprehensive life services group with finance as our core –
Going forward, Credit Saison will not remain a simple finance company, but will create global synergies in the “Saison Partner Economic Zone,” through partnerships based on customer needs.
01
domestic/overseas In the target customer group Demonstrates presence
02
Provide comprehensive life services with financial services as our core
03
Achieve recognition as global finance business player “Saison”
Mid-Term Management Vision (FY2024-26)
Credit Saison has prepared a new mid-term management plan (April 2024 – March 2027) beginning in FY2024.
With this medium-term management plan, we aim to improve corporate value, through growth strategies and improved capital efficiency in each business, to achieve target consolidated business profits of 100 billion yen and an ROE of 9.5%.
Planned increase in business profits
Business Profit / ROE / EPS Outlook
- ・ Create a pathway to achieving ROE of over 10% during the next medium-term plan period (from FY27)
Approach to increasing corporate value
Shareholder Returns
- ・ Based on the consolidated financial results for FY23, we have increased the ordinary dividend by 5 yen from the latest dividend forecast to 105 yen per share.
- ・ The basic policy of "stable and continuous dividends" remains unchanged, but the dividend payout ratio will be 30% or more
- ・ To optimize the amount of equity capital, during the new medium-term management plan period (FY2024-2026) we plan to purchase Share buybacks
Targeting 70.0 billion yen Of this, 50.0 billion yen will be implemented in FY24
See a detailed document on our medium-term management plan