In response to global regulatory tightening against money laundering and terrorism financing, targeted at financial institutions, etc. in recent years, the Company has positioned measures against money laundering and terrorism financing as a material issue in management strategies, etc. and has established the basic policy as follows.
The Company establishes a corporate system to prevent the use of its products and services provided to customers in money laundering and terrorism financing.
Senior management of the Company takes the lead and is directly involved in efforts to prevent money laundering and terrorism financing, as a material issue in management strategies, etc.
The Company identifies the risks of money laundering and terrorism financing by product and service, form of transaction, country and region and customer attribute related to transactions, etc., evaluates the impact on the Company, and devises appropriate measures for mitigating risks depending on the degree of risk involved.
In accordance with the Act on Prevention of Transfer of Criminal Proceeds and other relevant laws, regulations, etc., the Company implements verification at the time of a transaction when contract application is made and when payment is accepted, makes records of the foregoing and uses these records to prevent money laundering and terrorism financing.
The Company sets forth procedures for reporting suspicious transactions, appropriately processes suspicious transactions, etc. detected through daily monitoring and promptly reports to the supervisory authority.
The Company provides education and training regarding money laundering and terrorism financing on a periodic basis, thereby encouraging Management, employees, etc. to acquire, foster and improve their knowledge and awareness.
In a concerted effort throughout affiliated companies to prevent and eradicate organized crime, terrorism, etc., the Company is working to create a consistent framework to implement measures against money laundering and terrorism financing, thereby contributing to maintaining a sound financial system.
The Company conducts internal audits on a periodic basis for the status of frameworks to prevent money laundering and terrorism financing. Based on the audit results, it works to strengthen its internal systems.
To prevent money laundering and terrorism financing, the Company implements countermeasures in accordance with the Act on Prevention of Transfer of Criminal Proceeds (the “Act”) and other relevant laws, regulations, etc.
We appreciate your understanding and cooperation regarding measures to prevent financing to crime syndicate, terrorists, etc.
We implement customer identity verification (name, address, date of birth, purpose of transaction, occupation, etc.) at the time of a transaction in accordance with the Act on Prevention of Transfer of Criminal Proceeds.
For customers using our credit cards, etc., please be sure to notify us of any change in your name, address, telephone number, place of employment, etc.
Even if verification has already been conducted, depending on the content, status, etc. of transactions, we may reverify the purpose, content, etc. of transactions by telephone or postal mail.
You may also be asked to submit documents that can prove the content of the information you provide with us and/or identity verification documents.
We ask non-Japanese customers to verify their national origin and period of stay and/or to submit a copy of their residence card or special permanent resident certificate.
If we are unable to verify the above or if you are found to have lent your credit card to another person (including family member) or engaged in other inappropriate use, you may be disqualified from membership.
In addition, your existing transactions in products, services, etc. may also be restricted in accordance with the membership agreement, etc.