Analyst Coverage

As of December, 2024

Securities companies(Japanese alphabetical order)	Analysts(Honorific titles are omitted)
SMBC Nikko Securities Inc.	Takayuki Hara
JP Morgan Securities Japan Co., Ltd.	Koki Sato
Citigroup Global Markets Japan Inc.	Koichi Niwa
Daiwa Securities Co., Ltd.	Kazuki Watanabe
Tokai Tokyo Intelligence Laboratory Co., Ltd.	Tatsuo Majima
Mizuho Securities Co., Ltd.	Naruhiko Sakamaki
Morgan Stanley MUFG Securities Co., Ltd.	Atsuro Takemura

(Notes)

• - The above analysts provide analysis and forecasts regarding the business performance, etc. of Credit Saison Co., Ltd. (the “Company”) based on their independent judgment. The Company is not involved in the process of their analysis. The Company does not support or guarantee their analysis and forecasts.
• - The list above is based on information available to the Company as of the time of publication and includes only information about those who have consented to being listed.
• - The list above is prepared solely for the purpose of providing information on analysts who cover the Company and their organizations and is not intended as a solicitation to make investments in the Company’s stock.