Corporate Information

Business Segment

Card Business

We aim to develop and offer many settlement instruments such as credit cards and prepaid cards to reduce reliance on cash, which is still the main way to settle transactions, and enable a cashless society. With measures to promote personal consumption,we are working to expand our client base, our card transaction value, and the scope of card settlements.

  • Working with many alliance partners to enroll new cardmembers and promote card usage
  • Sponsoring Regional Revitalization Campaigns across Japan
  • Promoting credit card usage for Tax Settlements
  • Expanding the Scope of Card Settlements,stepping up our promotion of international brand prepaid cards

Solutions Business

With our entire corporate marketing system reinforced, we are working to move various kinds of corporate payments to cashless settlements by providing optimal solutions that match the needs and scale of companies.

  • Lineup of cards tailored for companies of different sizes and needs
  • Tools to support reductions in expense settlement workloads

Finance Business

We are working to establish multiple core earnings pillars through stronger relationships with our partners and the provision of financial functions tailored to market needs in our lease rental, credit guarantee, and finance-related businesses.

  • Forging ahead with finance leases, business-use installment sales,and rentals
  • Centering on guarantees for personal multi-purpose loans
  • Growth of “Flat 35” Loans with Unified Sales and Operations
  • Active Advancement of “Saison Asset Formation Loans” Responsive to Market Needs

Internet Business

In the rapidly-changing Internet business sector, the Company has stepped up its agile cooperation with companies with outstanding content and with startups that have promising technologies, along with efforts at new business development, in a bid to expand its Internet business.

  • The creation of big data businesses
  • Growth of our sales and marketing businesses
  • Launched Saison Ventures Co., Ltd.

Overseas Business

We are preparing a foundation for a longer-term overseas strategy with an eye on forming strategic partnerships with local companies and Japanese companies expanding in these markets to enable us to advance in Asia’s non-bank market.

  • Formed a capital and operational alliance with Matchmove Pay Pte., Ltd.in Singapore
  • Established HD SAISON Finance Company Ltd. in Vietnam

Evolution toward an Organization of Self-starters

Based on our belief that the personal growth of our staff constitutes the growth of our company, we are bolstering human resource development initiatives that make effective use of individual strengths and support the active participation of women in the workplace.

  • Diversity Management: Enabling Women to Thrive at Work
  • Cultivating Leaders and Employees with High Business Quotient (B.Q.)
  • Bringing Out the Best in Our Employees to Rev Up Our Organization
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