企業・IR情報

  1. SAISON CARD TOP
  2. Investor Relations
  3. Corporate Information
  4. Corporate History
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Corporate Information

Corporate Profile

Corporate History

1951  
MayThe Company is established as a retailer specializing in installment sales.
1968  
Jun. The Company is listed on the First Section of the Tokyo Stock Exchange.
1976  
Mar. The Seibu Department Stores, Ltd. and the Company establishes a shareholding relationship and develops a consumer credit system for the Saison Group.
1980  
Aug. The Company’s name is changed from Midoriya Department Stores to Seibu Credit Co., Ltd.
1982  
Aug. Credit Saison begins to build a nationwide network of Saison Counters to process Seibu Card issues, and to install automated cash dispensers.
1983  
Mar. The name Seibu Card is changed to SAISON CARD.
1988  
Jul. Credit Saison reaches agreements with VISA and MasterCard and issues SAISON Visa Card and SAISON MasterCard.
1989  
Oct. The Company's name is changed to Credit Saison Co.,Ltd.
1991  
Jan. The affinity card business is started.

Total transaction volume surpasses \1 trillion.
1992  
Apr. Credit Saison begins to issue Saison Postal Savings Cards, the first cards in Japan to support signature-less transactions (in Seiyu food outlets).

Total number of cardholders surpasses 10 million.
1995  
Jun. SAISON JCB CARD is issued in cooperation with JCB Co., Ltd.
1997  
Oct. SAISON American Express Card is issued through an affiliation with AMERICAN EXPRESS.
1999  
Sep. Issues combined credit/cash cards with regional banks,Shonai SAISON card and Suruga SAISON card.

Total transaction volume surpasses \2 trillion.
2000  
Aug. Net Answer, a web site for cardholders, is started.
2001  
Mar. Nominated for inclusion in the Nikkei Stock Average (Nikkei 225).
Nov. A supporting company contract for the Japan national soccer team is concluded.
2002  
Feb. Transfers shares of Saison Life Insurance Co., Ltd. to GE Edison Life Insurance Co., Ltd. (currently AIG Edison Life Insurance Company).

New membership point service SAISON Dream is started (currently Eikyu Fumetsu Points, or SAISON Permanent Points in English).
2003  
Jan. Begins using SAISON CARD EXPRESS for speedy online card issuance.
Mar. A special benefit plan for shareholders is introduced.
Aug. An agreement is reached on a comprehensive alliance with the card division of Idemitsu Kosan Co., Ltd. (Idemitsu Card mydoplus is issued in April 2004.)
Sep. Super Value Plus, an insurance product exclusively for cardholders, is issued through a business alliance between Credit Saison, Saison Automobile and Fire Insurance Co., Ltd. and Sompo Japan Insurance Inc.
2004  
Feb. A decision is made to form a strategic equity and business tie-up with Resona Holdings, Inc. (Resona Card+S (Resona Card SAISON) is issued in October 2004.)
Apr. A basic agreement is reached with Takashimaya Company, Limited on a strategic alliance in the credit card business. (TAKASHIMAYA SAISON Card is issued in September 2004.)
Aug. A basic agreement on forming a strategic alliance in the credit card business is concluded with the Mizuho Financial Group, Inc., Mizuho Bank, Ltd. and UC CARD Co., Ltd.
2005  
Apr. The new credit center Ubiquitous starts operation.

Mizuho Mileage Club Card SAISON is issued.
Oct. Chojo-SAISON Credit Card for Japanese expatriates in Shanghai is issued.

SAISON Platinum American Express Card is issued.
Dec. Credit Saison acquires an additional 12.4% of the shares of Resona Card Co., Ltd., making this company an equity-method affiliate.
2006  
Jan. Credit Saison merges with UC CARD Co., Ltd. (card issuance business). Total number of cardholders surpasses 20 million.
Mar. A new loan product, SAISON Card Loan, is issued. Jun. A comprehensive alliance is formed with Yamada Denki Co., Ltd. in the credit card business.
Jun. A comprehensive alliance is formed with Yamada Denki Co., Ltd. in the credit card business.
Jul. Agrees to form a business alliance with The Shizuoka Bank, Ltd. (Shizugin Saison Card Co., Ltd. is established in October 2006 and the ALL-S Card is issued in July 2007.)
Oct. The Eikyu Fumetsu.com online shopping mall is opened. JPN COLLECTION SERVICE Co., Ltd. is listed on the Hercules Section of the Osaka Stock Exchange.
Nov. A shareholder agreement is signed with Daiwa House Industry Co., Ltd. and a joint venture is established. (Heart One Card is issued in May 2007.)
  Total transaction volume surpasses \5 trillion (non-consolidated)
2007  
Mar. Saison Asset Management Co., Ltd. launches its own investment trusts. (Saison Vanguard Global Balance Fund service awards in January 2008.)

An agreement is reached on a comprehensive alliance with the Yamaguchi Financial Group. (YM SAISON Card is issued in October 2007.)
Jun./Jul. The maximum interest rate for cash advances is reduced to 18%.
Oct. Establishment of Qubitous Co., Ltd., the industry’s first comprehensive processing service specialist.

I ntegration of SAISON and UC point services (application of SAISON Permanent Points to the UC Card point system).

I ssuance of the SAISON NEXT Card, successor to the Postal Savings Card.
Nov. Issuance of the SAISON American Express Gold Card and the first American Express cards with no annual fee to be issued in Japan; both cards issued in alliance with American Express.
2008  
Apr. Spin-off of the credit card processing business (in a corporate separation) to Qubitous Co., Ltd.

A cquisition of 51% of Qubitous Co., Ltd.; the company becomes a subsidiary of Credit Saison.

A greement to form a business alliance with Shinhan Card Co., Ltd. (South Korea).
Jun. Launch of the rental business (commencement of home appliance rental in an alliance with Yamada Denki Co., Ltd.).
Sep. Absorption by merger of LAWSON CS Card, Inc.
Oct. Launch of the new credit operation center “Kansai Ubiquitous.”
2009  
Apr. Begins to accept applications for Mitsui Shopping Park Card Saison.
Aug. Atrium Co., Ltd. becomes a 100% subsidiary via a share exchange.

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